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  Every business is different, we like to fully understand
your business and help you design your own individual
portfolio of covers

Asset Protection: All businesses need to protect their buildings, contents, money or stock in trade. We always recommend All Risks cover but if required individual perils can be specified for bespoke protection. Assets need to be covered on your own premises, at customers premises and in transit. We will design an affordable insurance programme to ensure you business assets are protected.

Business Vehicles: We provide the complete service for fleet insured vehicles. Each year we research the market for our clients, once cover is placed we provide our first class claims administration service at no extra cost. Increasingly privately owned vehicles need cover for business use and we also have excellent markets for individual commercial vehicles or business cars not forgetting plant and special licensed vehicles. We also offer a unique Family Business Fleet policy which is extremely popular.

Consequential Loss: Whether you prefer to call it, Loss of Profits insurance or Business interruption this is valuable cover sometimes overlooked by business insurance buyers. We consider it essential that every business protects it’s income and this type of cover certainly helps. Another area of neglect is the indemnity period so professional advice is very important.

Financial Loss: Directors & Officers Liability: This is an increasing important area of cover for most businesses. If you have a limited liability company the company liability is limited but D & O cover protects individual directors and/or officers and is also available for partnerships and LLP’s

Other financial loss covers which we are regularly arranging for our clients are, commercial legal expenses, fidelity insurance, employment law protection and trustee liability.

Legal Liabilities: Employers, public and products liability is generally understood but what level of cover should we have? what is the legal minimum? Please explain the difference? These are all common questions which we are asked. PSP have the knowledge and expertise to advise and arrange the cover for your needs.

Professional Indemnity: Usually a cover taken out by businesses which give advice and/or design. Increasingly these days professional indemnity insurance is needed when in the past businesses could simply rely on public and products liability only. We are experienced in advising on a aspects of professional indemnity cover whether it is for one of the traditional professions, new technology businesses or contractors needing professional indemnity to complement their existing public and products liability covers.

Risk Management: This is an important area for any business big or small. How do you keep up to date with legislation? We have included a specific page on our services please visit by clicking on PSP Risk Managment.


  Your nearest office:

Chippenham 01249 653461
Saltash 01752 855130
Newquay 01637 875265
Torquay 01803467027

For claims information, click here

  © PSP Insurance & Financial Solutions Ltd. Are authorised and regulated by the Financial Conduct Authority and our regulatory reference number is 303461.
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